Amret Microfinance Institution

Program Cost:


AgriFin Grant:


Project Status: Completed

The objective of AgriFin’s partnership with Amret was to support the establishment of an agricultural lending unit at Amret’s head office and strengthen the institution’s capacity to serve a wide range of agricultural clients in Cambodia. The project focused on three key components: developing the agricultural lending skills of Amret’s staff; designing new loan products to respond to farmers with larger financing needs; and enhancing Amret’s service delivery to reach remote farmers and rural populations.

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Amret Microfinance Institution

Amret is one of the leading institutions in Cambodia involved in agriculture/rural lending. Most of its 46 branches are located in rural district towns and 94% of its borrowers live in the villages.  Amret’s microcredit activity was created in 1991 in the context of a rural development project. Originally providing only group loans, Amret started providing individual loans in 1995, first in villages, then in district and provincial towns through a network of branches. In 2000 it transformed into a private limited company. Amret also has offered deposit products since autumn 2009, such as current accounts, planned savings, and term deposits. In addition, Amret has recently launched an inter-branch transfers system. Learn More >>