Webinar | Financing Dairy Value Chains: Lessons from HDFC Bank

 About the Event

This is a recording of AgriFin's webinar featuring lessons from HDFC, a leading commercial bank in India. Find out how HDFC is able to finance dairy farmers through the creative use of value chain relationships.

The speaker, Mr. Michael Andrade, senior vice president and business head of HDFC's agriculture business shares the bank's experience in developing its innovative approach to finance dairy farmers utilizing the relationship of farmers with buyers. The presentation covers the following:

  • A detailed overview of the dairy value chain financing model;
  • How the bank identifies and builds relationships with the key value chain actors;
  • Processes for loan appraisal, approval, and monitoring; and
  • Results to date and lessons learned.
 About the Speaker

Michael Andrade, Senior Vice President and Business Head of Agriculture, HDFC Bank, India.

Michael Andrade is a senior vice president and business head of agriculture at HDFC Bank, India. Previously, Michael worked for the Abu Dhabi Commercial Bank and Barclays Bank PLC. With 22 years of banking experience, Michael has worked in rural markets since 2001. He pioneered and developed the Business Correspondent model for agriculture finance by establishing partnerships with cooperatives and companies working with farmers as an effective distribution tool. He is a graduate in Science and has a post-graduate degree in Financial Management from Mumbai University.