Financing Dairy Value Chains: Lessons from HDFC Bank

This is a webinar presentation featuring innovative dairy value chain finance practices of HDFC Bank of India. Find out how HDFC is able to finance dairy farmers through the creative use of value chain relationships.

The speaker, Mr. Michael Andrade, senior vice president and business head of HDFC's agriculture business shared the bank's experience in developing its innovative approach to finance dairy farmers utilizing the relationship of farmers with buyers. The presentation covers the following:

  • A detailed overview of the dairy value chain financing model;
  • How the bank identifies and builds relationships with the key value chain actors;
  • Processes for loan appraisal, approval, and monitoring; and
  • Results to date and lessons learned.