Resources

A Handbook for Developing Credit Scoring Systems in a Microfinance Context

This paper is meant to be a guide for banks, microfinance institutions (MFIs), and donors who are considering applying credit scoring as part of their business model. The research team draws on the experience of microlenders from three continents to...

ALES: Agricultural Loan Evaluation System

This presentation was delivered by Katia Görtz and Erdal Kocoglu, project managers at the Frankfurt School of Finance and Management, at the "Credit Scoring for Agriculture Lending" webinar hosted by AgriFin on February 19, 2013. The speakers...

English

Credit Scoring, Loan Pricing, and Farm Business Performance

In light of recent developments in agricultural credit evaluations, this study employs a multiperiod simulation model that endogenizes farm investment decisions, credit evaluations, and loan pricing based on he credit scoring procedures of...

Agricultural Insurance in Sub-Saharan Africa: Can It Work?

This paper draws on the briefs published in the IFPRI’s 2020 Focus “Innovations in Insuring the Poor” and other work, to examine the potential for agricultural insurance, and in particular index insurance, as a risk management tool for rural...

Credit Scoring: A Tool for More Efficient SME Lending

SMEs are underserved by the credit infrastructure in many countries. While banks, finance companies and other institutions can profitably lend to larger commercial enterprises, SMEs typically require less money, and the costs to both make and...

English (PDF)

ICT in Agriculture Sourcebook

The World Bank Sourcebook is provided fully and freely on the ICT in Agriculture website. The Sourcebook includes fifteen modules touch on a wide spectrum of sub-fields in agriculture, including risk management, gender, forest governance, and...

Agricultural Credit Scoring System: An example from the FDL in Nicaragua

This case study was undertaken in the framework of an SDC programme through which Master students from Swiss Universities were given the opportunity to do their final degree thesis on a topic related to SDC’s financial sector development programme...

English (PDF)